575 Credit Score, need 95% LTV???

Cust has bankruptcy C13 4 yrs ago, Florida Property, little re-established credit (1 tradeline reporting since 2/01!  has good rental history from a company not private!  Need to find place for their credit, BK did not discharge all debts, BAD ATTORNEY! he has paid all debts off himself but still reporting bad, but paid! HELP! Employment is 1 yr on current job/26 yrs in profession. Any help is greatly appreciated